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If I am ready to buy, what should my first step be? Congratulations! Once you have decided to buy a home, your first step should be to contact a qualified lender and find out how much home you can afford. Ask for a "letter of pre-approval" that shows that you are pre-approved up to a specific amount of money. This will ensure that you are in the "ready-position" to make an offer that sellers will take seriously if a good opportunity arises. Contact us for referrals if you do not know a good lender. |